Who we are
Our website address is: http://www.svfinance.com.au
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.
Your Privacy matters to us
This Privacy Policy sets out the information handling policies of Shree Vallabh Finance Solutions Pty Ltd (SV Finance) and it Authorised Representatives current as at 1 January 2024.
SV Finance recognises the importance of privacy and we are committed to ensuring the privacy of your information. This policy explains the steps we have taken to comply with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.
Information collection
• Name, address and contact details;
• Date of birth, age and your intended plans for retirement;
• Financial goals, needs, objectives and circumstances;
• Details of your dependents and beneficiaries;
• Financial information (for the purpose of preparing a financial plan and/or statement of advice);
• Information regarding your health (for some types of insurance);
• Your employment details (including your occupation, details of your employer, the nature of your employment and salary);
• Your tax file number (where you have given it to us);
• In some cases, insurance claim information;
• Identification documentation (which, in some cases, we are required to collect by law); and
• The products and services we provide, or have provided, to you.
We do not generally collect sensitive information about you unless required by applicable law or rules, or you have consented to it. Sensitive information includes information relating to:
• Race;
• Political or religious beliefs;
• Sexual preferences;
• Criminal convictions;
• Membership of professional or trade associations or unions; and
• Health information.
As set out above, we collect health information with your consent where it is relevant for some types of insurance.
Use of your personal information
We use the personal information that you provide to us to assess your personal and financial circumstances in order to achieve a finance approval on your behalf and/or make any other suitable recommendations for you.
Disclosure of personal information
We may disclose the personal information which we have about you to other organisations to assist us to implement and administer your investment properties strategy and/or loans or other solutions we arrange on your behalf, and provide you with certain products and services or recommendation, including:
• Professional Advisers such as lawyers and accountants;
• Insurance companies;
• Financial institutions, including for the purpose of procuring finance for your investments where you have requested us to so;
• Organisations offering products and services which you wish to invest in or obtain;
• Regulatory bodies if requested to do so; and
• To meet our legal obligations
We only use and disclose personal information about you for the purpose for which it was disclosed to us and for related purposes which would reasonably be necessary. For example, we may from time to time use your personal information to inform you of investment opportunities or to provide information about product and services which may be of interest to you. However, we do respect your right to ask us not to do this so please let us know if you do not want us to provide you with this additional information. We do not sell personal information to other organisations to allow them to do this. Your personal information may be disclosed to internal or externally appointed staff as required to grow and develop our business services and solutions for you. No private client information shall be transmitted overseas, and you will be notified if any staff changes occur which involve your application or client file held by SV Finance.
Please note that by law, in some circumstances, we may be required to disclose your personal information to third parties without your authorisation such as to government authorities and law enforcement bodies in Australia and overseas.
Quality of personal information
It is in our interests to ensure that the personal information that we have about you is accurate, complete and up-to-date. To assist us with this, please advise us if you believe that any of the information that we have about you is not accurate, complete or up-to-date and all reasonable efforts will be made to correct your information.
Personal information security
We are committed to keeping your personal information secure. We will use all reasonable steps to protect the personal information which we hold from misuse and loss, and from unauthorised access, modification and disclosure.
Where the information we collect is no longer required, we will delete the information or permanently de-identify it.
Anonymity and pseudonymity
Where practical and within the law, you will be given an option to not identify yourself or use a pseudonym.
Access to personal information and correction
Under the Australian Privacy Principles, you have a right to access the information that we hold about you, except as set out below. If you wish to access the information, please contact your representative and they will make arrangements for you to do so.
In some circumstances, we may refuse to give you access to your financial information. Those circumstances are set out in the Australian Privacy Principles and include situations where we are required to do so at law or access is likely to prejudice an enforcement body in relation to unlawful activity or seriously improper conduct. If we are entitled, under the Australian Privacy Principles, to refuse to give you access to your personal information, we will tell you and provide reasons for our decision.
If you establish that your personal information is not accurate, complete or up-to-date, we will take reasonable steps to correct that information in accordance with the Australian Privacy Principles.
Contact us about privacy
If you would like further information about how we handle your privacy or if you would like to make a complaint about how we handled your personal information, please contact:
Shree Vallabh Finance Solutions Pty Ltd
Privacy Officer – Dipan Sheth 23 Exhibition Drive, Mulgrave Victoria 3170, Australia Phone: 0430 451 360
What information does our website collect and how do we use it?
This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer to help the website analyse how visitors use the site. We use Google Analytics’ 3rd-party audience data such as age, gender, and interests to better understanding the behaviour of our customers and work with companies that collect information about your online activities to provide advertising targeted to suit your interests and preferences.
Shree Vallabh Finance Solutions Pty Ltd collects data about your activities that does not personally or directly identify you when you visit our website, the website of entities for which we serve advertisements (our “Advertisers”), or the websites and online services where we display advertisements (“Publishers”).
This information may include the content you view, the date and time that you view this content, the products you purchase, or your location information associated with your IP address. We use the information we collect to serve you more relevant advertisements (referred to as “Retargeting”). We collect information about where you saw the ads we serve you and what ads you clicked on.
You may opt out of the automated collection of information by third-party ad networks for the purpose of delivering advertisements tailored to your interests, by visiting the consumer opt-out page for the Self-Regulatory Principles for Online Behavioral Advertising at http://www.aboutads.info/ choices/ and edit or opt-out your Google Display Network ads’ preferences at http://www.google.com/ads/preferences. You can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under https://tools.google.com/dlpage/ gaoptout?hl=en.